PENSIONS & RETIREMENT
Your future is in safe hands
Pensions & Retirement
We believe the key to a successful retirement strategy is to act as soon as you can. Whatever age that may be.
A pension plan should play a major part in your overall retirement savings strategy. We want to help you build something to retire to, not to just retire from.
Many people now have built up different pots of pensions and are confused as to the constantly changing rules and regulations. Our clients benefit from our help in simplifying their situation whilst also improving it. Our highly qualified and experienced advisers can give you the peace of mind that your future is being cared for properly.
Apart from just helping you build up your retirement savings, we can also advise the best way for you to get your money out when the time comes, maximising tax efficiency along the way.
Why call today and not next week?
It is often quoted that Albert Einstein called compound interest the “eighth wonder of the world”, adding: “He who understands it earns it; he who doesn’t pays it.” Starting a proper pension as early as you can could save you thousands in the long run. In fact, someone who starts saving at the age of 21 and then stops at 30 will end up with a bigger pension pot than a saver who starts at 30 and puts money aside for the next 40 years if both retiring at 70.*
*both assume contributions of £2500 per annum and 7% growth. Age 21-30 total contributions £25000, value at 70 £553,000, age 31-70 contributions £100,000, value at 70 £534,000.